Who we cover
Insurance for all types of musicians
Musicians we cover at musicguard
What kind of musician are you?
Music is a wide-ranging subject and because of that, we cover a wide range of people. It doesn’t matter if you’re first chair in an orchestra, an aspiring piano student, a budding DJ, or anything in-between. We understand that music is for everyone and that’s why our policies are designed to suit musicians, no matter their level of expertise.
Frequently asked questions about music insurance
Want to find out more about our music cover?
If you’re wondering what our music insurance includes, then we’ve answered a few questions here!
- Cover
- Security
- Travel
- What is Public Liability insurance?
- Do I need Public Liability insurance before I start playing gigs?
- Can I include others on my insurance cover?
- Do you cover mobile or smart phones?
- Can I get insurance for a one-off event or just for a few days or weeks?
- How do you determine a like for like basis, should the item not be repairable?
- If I choose the Mechanical Breakdown option, is all of my equipment covered?
- What value should I insure my instruments for?
- Can I get cover for any music-related Loss of Earnings?
- What is the minimum / maximum age to get cover?
- Can you cover two addresses on the one policy?
- Can I set up a policy on behalf of someone else?
- How can I pay for my policy?
- Can I add or make changes to the policy at any time?
- Is there an excess on this policy?
- I have previously made a claim. Will this affect my cover?
- Are there any security requirements for my vehicle or where my instruments are kept?
- Am I covered to take my instruments abroad?
- If I’m travelling on an airline with my instruments, am I covered?
Making a claim with musicGuard
We’ve made making a claim so easy
If your music equipment has been stolen or damaged, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.
1. Call the police
If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.
2. Contact our claims team
Contact our in-house UK team to make your claim.
You can call us on: 0333 004 1999 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk
3. Make your claim
We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.
Your policy document explorer
For customers whose policy started before 1st January 2021, you can access your policy documents here.
Existing customers: If you have an existing policy before September 23rd 2019, then you can contact our team for information on your policy.
You can email us at: support@guardcover.co.uk or call us on: 0333 004 3888