Insurance designed to suit your needs

Key features

Are you and your band making a name for yourselves on the local music scene? Perhaps you’ve started to get regular party bookings as a DJ? Our cover takes care of each section of the orchestra, as well as the members in your four-piece band. If music is your passion, but maybe not your primary source of income, we can still make sure that you and your equipment are looked after while you're performing. Have a look at our policy features below and see what we can offer you.

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Public Liability

Accidents can happen, especially if you’re a performing musician. That’s why we will protect you against third party damage or injury claims. 


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Instrument & Equipment Cover

Our cover goes beyond standard theft and accidental damage and includes vandalism, attempted theft and even fire damage in the UK and abroad (up to 30 days). Security requirements apply.

Equipment Hire

Making a claim with us and still need an instrument? It’s covered as part of our claims service, up to £2,000 of equipment hire available if you need it.

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In-Vehicle Cover

Keep your equipment safe when you're on the road. Our policy automatically includes in-vehicle cover and up to £300 in vehicle damage costs in the event of a theft. Storage and vehicle security requirements apply.

New for Old Cover

No value depreciation on your instrument and equipment when you use our approved claims service, which are all handled by our own claims team – so no outsourcing to a third party. Evidence of ownership needed if you make a claim.

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Loss of Earnings

Had an accident resulting in a personal injury that's keeping you from performing? You shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your earnings.

Our optional extras

We understand that music can take you anywhere. So, with our optional extras we won't stop you from taking your music with you wherever you go. By choosing our Global Travel cover, you can receive protection against theft and accidental damage, as well as Mechanical Breakdown cover for your guitars or DJ decks. If you're worried about whether your instruments will survive the trip, then our cover also includes up to £300 to cover damage caused to your purpose-built equipment case while you travel. If you're going to be performing in public, then you might even want to check out our Public Liability extension, which can provide up to £5million to cover claims of injury or damage to a third party made against you. So, why not turn the volume up on your cover and get a quote from us today?

Global Travel

Global Travel

30 days travel cover not enough? If you’ve got a string of gigs lined up then you can extend your policy to include 365 days of global travel cover.


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Public Liability

£5m Public Liability

Option to increase your Public Liability cover up to £5million. You can also extend your insurance to include up to 4 additional band members.


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Extended Mechanical Breakdown

Mechanical Breakdown

It’s frustrating when your equipment breaks outside of its warranty. Our Mechanical Breakdown option can cover faulty kit that's up to 5 years old.

Recent posts

We know that music is for everyone. It doesn't matter whether you’re a professional musician, a part-time performer or someone who plays purely for their own enjoyment, we want to help make you the best musician you can be. Our articles section provides tips, hints and in-depth guides to help perfect your technique and hone your skills. Have a read and you’ll see that we make all the right noises when it comes to music.