*Price based on drums worth £650 in total, in a CF10 postcode area. Annual premium of £37.43. Prices are correct as at 23/09/19

Drum Insurance

Cover for your drums from £3.12 per month*

*Price based on drums worth £650 in total, in a CF10 postcode area. Annual premium of £37.43. Prices are correct as at 23/09/19

Key features

As the drummer, we know how integral you are to your group. Keeping time but also providing the energy to your performances, the role of the drummer is vital. That's why it's important that your drum set and any kit that you own is protected so that you and your bandmates never miss a beat. Our insurance can provide cover for both amateurs and professional musicians, so take a look at our policy features below and see what we can offer you. 

Yellow Icon Image

Public Liability

Accidents can happen, especially if you’re a performing musician. That’s why we will protect you against third party damage or injury claims.


Find out more

Instrument & Equipment Cover

Our cover goes beyond standard theft and accidental damage and includes vandalism, attempted theft and even fire damage in the UK and abroad (up to 30 days). Security requirements apply.

Equipment Hire

Making a claim with us and still need an instrument? It’s covered as part of our claims service, up to £2,000 of equipment hire available if you need it.

Yellow Icon Image

In-Vehicle Cover

Keep your equipment safe when you're on the road. Our policy automatically includes in-vehicle cover and up to £300 in vehicle damage costs in the event of a theft. Storage and vehicle security requirements apply.

New for Old Cover

No value depreciation on your instrument and equipment when you use our approved claims service, which are all handled by our own claims team – so no outsourcing to a third party. Evidence of ownership needed if you make a claim.

Loss of Earnings

Loss of Earnings

Had an accident resulting in a personal injury that's keeping you from performing? You shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your earnings.

Our optional extras

With our optional covers, you never have to miss a beat. If you're looking for even more from your insurance policy, then how about extending to 365 days of worldwide cover? Our Global Travel cover offers you just that, along with up to £300 to cover damage caused to a purpose-built equipment case. If you're part of a band, then you might want to take a look at our £5million Public Liability cover, which is designed to protect you from third party damage and injury claims. Get some extra cover for yourself while you perform in public with our optional extras.

Global Travel

Global Travel

30 days travel cover not enough? If you’ve got a string of gigs lined up then you can extend your policy to include 365 days of global travel cover.


Find out more

Public Liability

£5m Public Liability

Option to increase your Public Liability cover up to £5million. You can also extend your insurance to include up to 4 additional band members.


Find out more

Extended Mechanical Breakdown

Mechanical Breakdown

It’s frustrating when your equipment breaks outside of its warranty. Our Mechanical Breakdown option can cover faulty kit that's up to 5 years old.

Frequent questions about playing the drums

Want to find out even more about drums? We've answered a few questions for you right here.

What are electronic drums?

Electronic drums are pads or mesh heads, rather than acoustic drum shells that are made from wood. An electronic drum kit can relay the velocity in which the pad is struck in order to produce a greater sound – much like an ordinary drum set. With an electronic drum, you may have more than one sensor beneath the surface of the pad or mesh head, which allows you to produce more than one type of sound.

What are drums made out of?

Drum shells on drum kits are usually made from wood but can also sometimes be metal. A snare drum will have pieces of curled wire that produce their unique, rasping sound.

When were drums invented?

It’s difficult to determine when exactly the drums were invented, but excavators have found primitive drum sets dating back as far as 3000 BC! Due to the simplicity of the design of the drum and the ease in which it’s played, there’s a good chance that the drum was one of the first musical instruments to be invented.

How do you set up a drum kit?

Yes, computers and laptops can be covered for DJ’s if their primary purpose is for your music-related activity.

Your DJ software must be purchased from new and we can’t cover DJ software for which you already own a backup disk or code. Electrical breakdown is not covered unless fire starts immediately and we can’t cover diminution of value for laptops, computers or software. Laptops, computers and software are not covered under our extended Mechanical Breakdown policy.

Recent posts

We know that music is for everyone. It doesn't matter whether you’re a professional musician, a part-time performer or someone who plays purely for their own enjoyment, we want to help make you the best musician you can be. Our articles section provides tips, hints and in-depth guides to help perfect your technique and hone your skills. Have a read and you’ll see that we make all the right noises when it comes to music.