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Policy wording

It is advisable that you read the policy wording before you make a decision to purchase any insurance. You can view the Musicguard policy wording on this page, you also have the opportunity to download the wording before the payment page and again via a link in your email confirmation.

The selections you made in your application will appear on your Insurance Schedule as appropriate, but are always subject to the appropriate additional premium having been paid.

For policies incepted on or after 22nd October 2014 and before 1st August 2016:

  • Musicguard Select - where you choose to insure all your instruments and equipment away from the insured location
  • Musicguard Home & studio - where you only require cover for the insured location
  • Musicguard Flexicover - where you choose to insure some (25% or 50%) of your instruments and equipment away from the insured location

For policies incepted on or after 1st August 2016 and before 19th June 2017:

  • Musicguard Select - where you choose to insure all your instruments and equipment away from the insured location
  • Musicguard Home & studio - where you only require cover for the insured location
  • Musicguard Flexicover - where you choose to insure some (25% or 50%) of your instruments and equipment away from the insured location

For policies incepted on or after 19th June 2017:

  • Musicguard Select - where you choose to insure all your instruments and equipment away from the insured location
  • Musicguard Home & studio - where you only require cover for the insured location
  • Musicguard Flexicover - where you choose to insure some (25% or 50%) of your instruments and equipment away from the insured location

All of these documents are in PDF format. Download Adobe's free PDF reader

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