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Musicians insurance




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Insurance for musicians

Musicguard have been providing musicians' insurance for over fifteen years to everyone from solo artists to touring bands to studios, and of course as well as insuring all types of musical instruments, we cover all of the other musical equipment you may have, including amplifiers, mixers, monitors, lighting, PA systems, mics, and accessories.

When you’re considering musical instrument and equipment insurance, you need to make sure that it covers you properly should anything untoward happen. Household insurance companies may not cover your equipment if you take it out of the house or if you play for money. 

With Musicguard, you can cover your instruments and equipment against accidental damage, theft, loss, and breakdown due to mechanical, constructional or electrical faults*. You can also choose where you want cover – your home or studio, UK, Europe or worldwide, and whether you want protection against theft whilst your gear is in a vehicle.

As we've been around for so long, we’re able to source the right repairer or replacement quickly from our large network of suppliers, and even arrange hire of instruments and equipment until we can get yours back to you (subject to an approved claim).

£1 million Public Liability Insurance and up to £10,000 personal accident cover is also included as standard, with the option of increasing the Liability cover to £2 or £5 million should you or the venue need it.

Instant online quote and application

We’ve been providing specialist music insurance since 1997, so you can rest assured your equipment is in the hands of industry specialists. Application takes just a few seconds and you could have your policy in a matter of minutes. Visit our get a quote page today and find out how little it costs to protect your equipment. 

Terms and conditions and exclusions apply. Please refer to policy wording for further information.

* Please note for breakdown, we can cover electronic items up to seven years old and all instruments. Breakdown claims are subject to a £50 excess for each and every item.

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