MIA

20% discount for MIA customers*

Specialist music insurance from musicGuard

Protect your music equipment

As a proud partner of MIA (Music Industries Association), and with over 20 years' experience of insuring musicians across the UK, musicGuard are offering a 20% discount off their annual cover. 

If you're a performer, DJ or part of a band, then you could make the most of our cover for musicians. Our insurance goes beyond the standard theft and accidental damage by including vandalism, attempted theft and fire damage. Whether you're a singer, a drummer or a first chair violinist, our policy is made with you in mind.

Why choose musicGuard?
Whether you're a professional or amateur, our cover is designed to protect musicians of all levels. If you're performing in public, then you could choose to increase your Public Liability cover to include up to four band members. Public Liability insurance could help protect you against third party claims brought against you while you're performing and entertaining the crowd, so you can protect you or your band ahead of your next gig. If you're without an instrument following theft or damage, then we can also offer up to £2,000 of equipment hire. Cover yourself and your kit with specialist music insurance and get a quick quote online now.

*To access the 20% discount, you can either phone 0333 004 3888 quoting MIA20 or click on the GET A QUOTE buttons on this page. Note: GET A QUOTE buttons on other pages throughout this website will not include the 20% discount. Only valid for new musicGuard customers taking out an annual policy. 

Over 20 years of insurance to UK photographers

Over 20 years of Guardcover, supporting your passion

Why protect your equipment with musicGuard?

See what our specialist cover can offer students and their music equipment at musicGuard

20 Years of Experience

We know what it takes to protect the things that matter to you.

Quick and Simple

We've made it quick and easy to get a quote in seconds.

0% Monthly Payment

Spread your payments across the year at no extra cost.

UK Customer Service

Our customer service team is ready to help you with all your questions.

Online Account

Your online account is an easy way to access and manage your policies 24/7.

Specialist Insurance

Cover for all types of musicians from teaching, rehearsing or performing live.

Specialist music insurance from musicGuard

What am I covered for?

We know how important your music equipment is, so if you like to play in your spare time, we can provide you with the cover you need to keep you rocking.

  • Theft and Accidental Damage

    What happens if your music equipment is damaged?

    If your music equipment is stolen from your home or studio or has suffered damage, musicGuard is there to help you. Our cover includes theft and accidental damage, vandalism, and attempted theft. Security requirements apply.

  • New for Old Cover

    How can we replace your music equipment?

    We understand what your music equipment means to you, which is why we offer genuine new for old replacement, and we don’t depreciate the value of your equipment when you make a claim. Included with all polices purchased after 23/09/2019.

  • Cover Abroad

    Got a gig overseas?

    If your latest gig takes you abroad or your music equipment just simply goes where you go, no problem. We automatically include UK-wide cover and up to 30 days of worldwide cover for your insured equipment. Included with all polices purchased after 23/09/2019. Our Global Travel option can take you and your kit abroad for longer with 365 days worldwide cover.

  • In-Vehicle Cover

    Is your music equipment covered while its in your car?

    Keep your music equipment safe when you're on the road. We automatically include In-Vehicle Cover and up to £300 cover for damage caused to your vehicle at the same time as the theft or attempted theft of your insured equipment. Storage and vehicle security requirements apply.

  • Loss of Earnings

    How can we support you?

    If you’ve had an accident that's keeping you from performing, then you shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your music-related earnings as a musician. Cover only applies to pre-booked music related earnings.

  • £2,000 Equipment Hire

    What if you need to rent music equipment?

    If you’re making a claim with us but still need replacement equipment, then don’t worry. It’s covered as part of our claims service, with up to £2,000 of equipment hire available if you need it. Cover applies in the UK, with up to £250 claims hire cover abroad available with our Global Travel option.

Student discount

Optional extras for your instrument

Global Travel - If you’ve got a string of gigs lined-up abroad, then you can extend your policy to include 365 days of worldwide cover and £250 claims equipment hire. Proof of hire required.

£5m or £10m Public Liability - You can increase your liability cover to either £5m or £10m and choose to extend the cover to include up to four band or group members who work alongside and support you as a guitarist. Excludes North America.

Mechanical Breakdown - Covers repair costs to equipment (less than five years old) that breaks down outside of its warranty, so you’re not left empty-handed for your next set. Excludes computing equipment.

Your policy document explorer

For customers whose policy started before 1st January 2021, you can access your policy documents here.

Existing customers: If you have an existing policy before September 23rd 2019, then you can contact our team for information on your policy.

You can email us at: support@guardcover.co.uk or call us on: 0333 004 3888

musicGuard customers say this...

We pride ourselves on delivering a personal service to every musician that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.