*Only valid for new musicGuard customers taking out an annual policy.


20% discount for MIA customers*

*Only valid for new musicGuard customers taking out an annual policy.

Welcome to musicGuard

As a proud partner of MIA (Music Industries Association), and with over 20 years' experience of insuring musicians across the UK, musicGuard are offering a 20% discount off their annual cover. 

If you're a performer, DJ or part of a band, then you could make the most of our cover for musicians. Our insurance goes beyond the standard theft and accidental damage by including vandalism, attempted theft and fire damage. Whether you're a singer, a drummer or a first chair violinist, our policy is made with you in mind.

Why choose musicGuard?
Whether you're a professional or amateur, our cover is designed to protect musicians of all levels. If you're performing in public, then you could choose to increase your Public Liability cover to include up to four band members. Public Liability insurance could help protect you against third party claims brought against you while you're performing and entertaining the crowd, so you can protect you or your band ahead of your next gig. If you're without an instrument following theft or damage, then we can also offer up to £2,000 of equipment hire. Cover yourself and your kit with specialist music insurance and get a quick quote online now.

*To access the 20% discount, you can either phone 0333 004 3888 quoting MIA20 or click on the GET A QUOTE buttons on this page. Note: GET A QUOTE buttons on other pages throughout this website will not include the 20% discount. Only valid for new musicGuard customers taking out an annual policy. 

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Public Liability

Accidents can happen, especially if you’re a performing musician. That’s why we will protect you against third party damage or injury claims.

Instrument & Equipment Cover

Our cover goes beyond standard theft and accidental damage and includes vandalism, attempted theft and even fire damage in the UK and abroad (up to 30 days). Security requirements apply.

Equipment Hire

Making a claim with us and still need an instrument? It’s covered as part of our claims service, up to £2,000 of equipment hire available if you need it.

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In-Vehicle Cover

Keep your equipment safe when you're on the road. Our policy automatically includes in-vehicle cover and up to £300 in vehicle damage costs in the event of a theft. Storage and vehicle security requirements apply.

New for Old Cover

No value depreciation on your instrument and equipment when you use our approved claims service, which are all handled by our own claims team – so no outsourcing to a third party. Evidence of ownership needed if you make a claim.

Loss of Earnings

Loss of Earnings

Had an accident resulting in a personal injury that's keeping you from performing? You shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your earnings.

Our optional extras

If you're after even more from your cover, then why not take a look at our optional extras? Our extended policies have been designed to protect musicians and their instruments, wherever music takes them. You can choose to extend your cover and benefit from our Global Travel extension, which provides up to £300 to cover damage to your purpose-designed equipment case while you travel anywhere in the world. Not only that, but you can also protect yourself against third party damage and injury claims to the tune of £5million with our extended Public Liability cover. Get this and more with our optional extras, which you can find more about below.

Global Travel

Global Travel

30 days travel cover not enough? If you’ve got a string of gigs lined up then you can extend your policy to include 365 days of global travel cover.

Public Liability

£5m Public Liability

Option to increase your Public Liability cover up to £5million. You can also extend your insurance to include up to 4 additional band members.

Extended Mechanical Breakdown

Mechanical Breakdown

It’s frustrating when your equipment breaks outside of its warranty. Our Mechanical Breakdown option can cover faulty kit that's up to 5 years old.