Music insurance
10% discount for university students*
*Discount automatically applied.
Specialist music insurance from musicGuard
Protect your music equipment
With over 20 years of experience protecting student musicians, we are excited to be offering a 10% discount off musicGuard insurance for university students using Howden for Students - formerly My Endsleigh.
Why choose musicGuard?
We understand that music is a way of life some people, but no musician whether a professional or amateur wants to be on the end of a nasty surprise. With our specialist music insurance, we can help keep you focused on making music.
*To access the 10% discount, you can either phone 0333 004 3888 quoting Howden Music or click on the Get a Quote buttons on this page. Note: Get a Quote buttons on other pages throughout this website will not include the 10% discount. Only valid for new musicGuard customers taking out an annual policy.
Over 20 years of Guardcover, supporting your passion
Why protect your instruments with musicGuard?
See what our specialist cover can offer musicians and their music equipment at musicGuard
20 Years of Experience
We know what it takes to protect the things that matter to you.
Quick and Simple
It only takes a couple of minutes to get a quick and easy quote.
0% Monthly Payment
Spread your payments across the year at no extra cost.
UK Customer Service
Our customer service team is ready to help you with all your questions.
Online Account
Your online account is an easy way to access and manage your policies 24/7.
Specialist Insurance
Cover for all types of musicians from teaching, rehearsing or performing live.
Specialist music insurance from musicGuard
What am I covered for?
We know how important your music equipment is, so if you like to play in your spare time, we can provide you with the cover you need to keep you rocking.
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Theft and Accidental Damage
What happens if your music equipment is damaged?
If your music equipment is stolen from your home or studio or has suffered damage, musicGuard is there to help you. Our cover includes theft and accidental damage, vandalism, and attempted theft. Security requirements apply.
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New for Old Cover
How can we replace your music equipment?
We understand what your music equipment means to you, which is why we offer genuine new for old replacement, and we don’t depreciate the value of your equipment when you make a claim. Included with all polices purchased after 23/09/2019.
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Cover Abroad
Got a gig overseas?
If your latest gig takes you abroad or your music equipment just simply goes where you go, no problem. We automatically include UK-wide cover and up to 30 days of worldwide cover for your insured equipment. Included with all polices purchased after 23/09/2019. Our Global Travel option can take you and your kit abroad for longer with 365 days worldwide cover.
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In-Vehicle Cover
Is your music equipment covered while its in your car?
Keep your music equipment safe when you're on the road. We automatically include In-Vehicle Cover and up to £300 cover for damage caused to your vehicle at the same time as the theft or attempted theft of your insured equipment. Storage and vehicle security requirements apply.
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Loss of Earnings
How can we support you?
If you’ve had an accident that's keeping you from performing, then you shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your music-related earnings as a musician. Cover only applies to pre-booked music related earnings.
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£2,000 Equipment Hire
What if you need to rent music equipment?
If you’re making a claim with us but still need replacement equipment, then don’t worry. It’s covered as part of our claims service, with up to £2,000 of equipment hire available if you need it. Cover applies in the UK, with up to £250 claims hire cover abroad available with our Global Travel option.
Your policy document explorer
For customers whose policy started before 1st January 2021, you can access your policy documents here.
Existing customers: If you have an existing policy before September 23rd 2019, then you can contact our team for information on your policy.
You can email us at: support@guardcover.co.uk or call us on: 0333 004 3888