*Price based on guitars & basses worth £520 in total, in a GL4 postcode area. Annual premium of £29.93. Prices are correct as at 23/09/19

Guitar Insurance

Cover for your guitars and basses from £2.49 per month*

*Price based on guitars & basses worth £520 in total, in a GL4 postcode area. Annual premium of £29.93. Prices are correct as at 23/09/19

Key features

Acoustic, electric, or maybe even a bass? Whatever your preference, whatever your style, we can help you keep your guitar protected. We know how important a guitar is to any music lover, so if you play in your spare time or if you’re a professional musician, we can provide you with the cover you need to keep you rocking. We have over 20 years’ experience protecting musicians, so we know how to carry a tune. Have a look at our policy features below and see what’s right for you.

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Public Liability

Accidents can happen, especially if you’re a performing musician. That’s why we will protect you against third party damage or injury claims.


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Instrument & Equipment Cover

Our cover goes beyond standard theft and accidental damage and includes vandalism, attempted theft and even fire damage in the UK and abroad (up to 30 days). Security requirements apply.

Equipment Hire

Making a claim with us and still need an instrument? It’s covered as part of our claims service, up to £2,000 of equipment hire available if you need it.

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In-Vehicle Cover

Keep your equipment safe when you're on the road. Our policy automatically includes in-vehicle cover and up to £300 in vehicle damage costs in the event of a theft. Storage and vehicle security requirements apply.

New for Old Cover

No value depreciation on your instrument and equipment when you use our approved claims service, which are all handled by our own claims team – so no outsourcing to a third party. Evidence of ownership needed if you make a claim.

Loss of Earnings

Loss of Earnings

Had an accident resulting in a personal injury that's keeping you from performing? You shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your earnings.

Our optional extras

If you're after even more from your cover, then why not take a look at our optional extras? With our extended covers, we can play the role of your backstage crew. If your guitar is less than five years old and your warranty has expired, then we can step in should it break. We can cover the cost of repair to a broken guitar that you've owned from new, so that you don't have to fret should anything go wrong. If you and your band have a gig overseas, then you might want to consider opting for our Global Travel cover, giving you 365 days of protection. Take a look at our optional covers and get a quote from us today.

Global Travel

Global Travel

30 days travel cover not enough? If you’ve got a string of gigs lined up then you can extend your policy to include 365 days of global travel cover.


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Public Liability

£5m Public Liability

Option to increase your Public Liability cover up to £5million. You can also extend your insurance to include up to 4 additional band members.


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Extended Mechanical Breakdown

Mechanical Breakdown

It’s frustrating when your equipment breaks outside of its warranty. Our Mechanical Breakdown option can cover faulty kit that's up to 5 years old.

Frequent questions about the guitar

Want to find out even more about guitars? We've answered a few questions that you might have right here.

Are guitars string instruments?

Unlike the violin, viola, and double bass, the guitar is played by plucking strings rather than bowing. Traditional string instruments are played with a bow. Nevertheless, guitars and the string instruments that you’d find in an orchestra are grouped together in a musical instrument classification known as ‘chordophones’.

How many guitar chords are there?

Guitars have 5 major chords. These are E, G, C, A and D. A chord refers to a set of notes played on a guitar.

How many strings does a bass guitar have?

Bass guitars tend to have four strings. These are tuned E, A, D and G, which incidentally are the four lowest strings on a standard guitar.

What are the best guitars for beginners?

When it comes to learning the guitar, many beginners may want to start learning on an acoustic guitar. Acoustic guitars tend to be cheaper and you can start playing straight off the shelf. Unlike the electric guitar, there’s no need to buy an amplifier to hear your sound.

Recent posts

We know that music is for everyone. It doesn't matter whether you’re a professional musician, a part-time performer or someone who plays purely for their own enjoyment, we want to help make you the best musician you can be. Our articles section provides tips, hints and in-depth guides to help perfect your technique and hone your skills. Have a read and you’ll see that we make all the right noises when it comes to music.