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Enter the total value of equipment you want to insure

97% of customers rate the service from the claims team as excellent or good

I cannot fault the service I have received - the claim was handled promptly and efficiently with excellent customer service

Mr CE. London

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Insurance for musicians and their instruments

Music insurance from Musicguard covers:

Accidental damage, theft and loss
Cover for your instruments and equipment should they be stolen, accidentally damaged or lost
Instrument and equipment breakdown
Like an extended warranty, we cover instruments and electronic items against failure due to a mechanical, constructional, electronic or electrical fault*
Public Liability Insurance (PLI)
£1 million is included as standard, with the option to upgrade to £2 million or £5 million
New-for-old
Replacement of instruments and equipment on a new-for-old basis**
Flexibility of cover
You can choose cover for your home/studio, UK, Europe and worldwide, and you can also cover instruments and equipment against theft whilst in a vehicle
Hire of instruments and equipment
To keep you playing, we can arrange hire of instruments and equipment until yours are repaired or replaced***

* Electronic items up to seven years old and all instruments. Breakdown claims are subject to a £50 excess for each and every item.
** Laptops subject to depreciation. Rare and vintage items covered by valuation. Maximum claim up to the value you insure the item for.
*** Subject to an approved claim.

We've been providing specialist music insurance since 1997

Our Musicguard insurance offers a range of covers suitable for home, studio or gigging musicians, sound and lighting engineers, music teachers and entertainers. We insure £60 million of instruments and equipment for thousands of musicians.

We also strive to give our customers top-quality and expert service. Our call centre is UK-based with friendly and knowledgeable staff, and our dedicated claims department has a 97% customer satisfaction rating.

We make it easy for you

You can get a quote in a few seconds, and a policy in a few minutes. Choose the cover levels and options that best suit your requirements, safe in the knowledge that you can change your mind if you find it's not suitable.

As a Musicguard customer, you can manage, change and renew your policy online at the time that suits you, or you can contact our call centre who will be happy to help.